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Scoop.it!
First-time buyers will get cheaper deals if they can stretch to a bigger deposit, analysts say. 
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Scoop.it!
There has been a fourfold increase in mortgage products for those offering a 10% deposit.
Graham Watson's insight:
This personal finance story is of interest; it implies that lenders in the housing market can see the future direction of travel, after the Stamp Duty holiday ends, and are gearing up to find ways of allowing more buyers access to the market.
In this case, it means reducing the deposit requirement - and if we return to a situation where a 10% deposit is required, instead of 15 or 20%, then it's likely to bolster the market.
That said, others would surmise that we're in danger of returning to the reckless lending of the pre-financial crisis era, or that it tells us something about a lack of affordability in the market.
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A bit more detail on the loan guarantee scheme for first-time buyers - the government is promising to ensure that if people can get a 5% deposit they should be able to enter the housing market.
Popular? Possibly. Economically sensible? I'm less convinced. Discriminatory? Undoubtedly, and I say that as someone who has missed out of such support when buying my own house.